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Sunday, March 22, 2009

Bangladesh Banking Sector

Bangladesh is a South Asian beautiful small country. But it is corrupted by many ways of corruption. This corruption is so cursed that it has spread so much in banking sectors, health care, billing system, politics, economic developments, administrative system, Law and justice, society etc. Today we are going to discuss about Bangladesh’s banking sector.

There are two kind of banking systems in Bangladesh. One is government rule and another is non government. Known as public and private bank.In government banking system bank annoys people very much.if you pay a bill in a government bank, after six month you will see that your bill is unpaid. Besides government bank doesn’t have credit/debit card service. On the other hand, private bank has this service with a lot of ATM booth. But they demand a high deposit rate for opening a savings account which you can open cheaply in a government bank.

Today lots of sectors like hospitals, shopping malls including various kind of shops, amusement parks supports credit/debit cards. As it is like money’s alternative, so people can easily handle it and can get money from ATM booth at any time he wants. So government bank must take necessary steps to activate international and local credit/debit card service and to ensure to reach this card to all of bank’s customer.

Micro-credit financial bank such as Grameen Bank, known as poor bank and another many NGO help people by giving micro credit loan to the poor and farmers. From these banks the poor can get benefit and can live a solvent life. But these bank’s interest rate are so high that many people can’t effort the interest level.

After all of these, there are some unknown secret information that can’t be share. But we believe that Bangladesh government will take proper steps to remove corruption from banking sector as well as other sector as soon as possible. We are asking everybody’s help for government attention to this point.


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